Understanding Self Build Motorhome Insurance
Self build motorhome insurance is something that campervan owners need if they build their own motorhome, right?. For example, if you build a shell from the chassis up and fit the motorhome with all the livable equipment like a gas fire, blow air heating and the rest that makes’s the motorhome livable.
This guide will talk about self build motorhomes and what you need to know when your thinking about getting insurance for self built campervans or motorhomes.
Here’s we go…
Self Build Motorhome Insurance
The most basic features of any vehicle insurance policies are also a part of the commercial vehicle insurance policies. As mentioned above, the foremost of these is the compensation for repairs to the van. In addition to this, there is the theft protection, the fire protection and the public liability clauses. These features combine to form the basic van insurance policy. However, in the competitive vehicle insurance market, just these features are not enough for a vehicle insurance provider to make a sale. Furthermore, you, as the buyer, should also make sure that you get a lot more than just these basic features from your vehicle insurance policy.
Ideally, a high-quality vehicle insurance policy for a self built motorhome or campervan should contain the following added features:
1. Courtesy motorhome if your breaks down:
While this may not really be relevant for all businesses, it is highly relevant for van owners who depend on the function of their van a lot. For instance, a cargo delivery business would find it difficult to cope and would incur lots of losses if even one of its vans breaks down. With the help of the courtesy van feature included in your vehicle insurance policy, you can rest assured that even if your van breaks down you would still have protection.
Any professionally designed motorhome insurance policy would contain a feature that allows the policyholder to add up to five drivers to each and every insurance policy and sometimes you need to name the driver. This is needed because in a motorhome policy setup it is illogical and unrealistic for the policy provider to expect the policyholder to have single drivers assigned to each vehicle.
Even on a personal level, there are situations where a friend or a family member takes over the wheel.
This is needed because in a motorhome policy setup it is illogical and unrealistic for the policy provider to expect the policyholder to have single drivers assigned to each vehicle. Even on a personal level, there are situations where a friend or a family member takes over the wheel.
3. Please Protect Your No Claims Bonus:
The no claims bonus have the potential to reduce the cost of long-term insurance for any person. The no claims bonus are, basically, the reward that a policyholder gets for hiring reliable drivers or driving the motorhome carefully. Almost every good motorhome insurance policy has a no claims bonus protection, which could bring down the cost of the policy if the policyholder i.e. you if you have made any claims in the previous year of your insurance.
4. Other Features of a Great Motorhome Insurance Policy
In addition to the basic features and the above-mentioned features or opportunities, a good insurance policy should also provide you incentives to improve the safety of your own motorhome in the form of protection. A very good example of this would be the cover for the self built project that protects the bodywork, the contents of your motorhome and every else that costs money.