Tips on Getting Good Campervan Insurance Rates
Campervan insurance rates are all over the place with insurers because rate can change nearly every other day. So how do you keep up to date with the rate from insurance providers and how can you find the best rates online?
They are a few questions here so let’s take it easy and answer then in a nice and easy format.
Question 1: How are rates calculated?
Rates are calculated based on claims made the previous year so the insurance companies can recoup costs to stay in business. If they need to pay out £1billion for campervan claims made then they will recalculate the cost of your next policy.
Does that make sense? Hope so, let’s move on…
Question 2: How to keep up with insurance rates?
The answer is right here on eCamervan Insurance because we have partnered with one of the best comparison websites there is in the UK. Keep up with the best rates and compare the best rates for the best policy you can get your hands on.
More Information for Campervan Owners
Campervan insurance is necessary, even for those who just take them out for the weekend or during the summer months. It is important that you have as much insurance as you can afford, and it should cover things like when you break down your personal belongings, and you may even want the option of covering another form of lodging in case you have to have your campervan repaired.
There are many ways that you can get affordable campervan insurance rates.
Small Print – What?
You have to check around and really look at the fine print for each company, because this is the only way you are going to be sure you are getting the coverage that you need. It is a good idea to get several quotes, but you need to start by sitting down and thinking about what and how much coverage you really need. You should consider how much of a deductible you are willing to pay as well. If you are willing to absorb more of the out of pocket expenses, your rates will be lower.
Multiple Discounts on Your Policy
It is a good idea to check for discounts when looking for campervan insurance. Some of the things to watch out for are discounts on deductibles, or premiums if you don’t have an accident every year. Some companies will even pay you part of your premiums each year you don’t have an accident, others make the deductibles go down. If you are a senior, many companies offer discounts to older people, especially if you are part of a senior group.
Having extra safety devices can also help you get better rates. Some of these include seat belts for chairs in the living area, backup alarms, and even cameras that are rear facing, so you can see if you are about to hit something behind you.